Many small-business owners are struggling to find funding in the current economy and business climate. Meanwhile, the regulatory environment has stalled: banks aren’t lending as much money, and the huge wave of venture capitalist and private-equity capital has died down. To secure a much-needed investment capital for new ventures or growth, small-business owners must think outside the box. If you’re in the same position, consider these three commonly overlooked ways business owners can raise funds.

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